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             SIMPLICITY
  • Home
  • About
  • services
  • transaction process
  • turn-key integration
  • financial services
  • contact us

TRANSACTION PROCESS

  • Simplicity will integrate seamlessly with an institution's existing process flow.
  • Align with your lending criteria, documentation and workflow requirements.
  • The flexibility to adjust the FICO profile and mix of new, used and light commercial vehicles to meet investment objectives.
  • We have a deep understanding of underwriting requirements and can layer into an institution's existing platform.


Simplicity delivers deal flow!

  • Our portfolio consists of 70% used , 20% new  and 10% light commercial vehicles.
  • The customer FICO scores range from 650 to 750.
  • Decision approval rate of >55%.
  • Maximum term of 84 months.

  • Simplicity's team will facilitate the dealer sign-up process and engagement agreements.
  • Simplicity's dealers have been thoroughly vetted and represent the best of breed dealers in each state.

  • We utilize DealerTrack and RouteOne to initiate the consumer application process.
  • Each institution can determine its customer profile with Simplicity, therefore ensuring consistent deal flow while achieving its investment goals.


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